Four Sons and a Farm

Four Sons and a Farm

How parents planned for their children’s future

For Jim and Lois Smith (not their real names), farming is in their blood. As husband and wife, they inherited a love for working the land, a talent for growing crops and an 800-acre farm that included the old farmstead. But, they also inherited a very heavy debt load. In fact, the debt was so large the couple struggled to stay afloat.